Non-Discretionary Optimizations: Cell Phone Bill

A recent demonstration of my savviness was changing my cell phone service provider. I simply could no longer tolerate paying $45 per month. Notably, by this comparison alone, the average American could save $420 a year if they just changed to the plan that I have deemed to be no longer bearable…

Non-Discretionary Optimizations: Deductibles

With just two phone calls, my wife and I have effectively reclaimed $1,644 per year just by making subtle changes to our vehicle and home insurance policies. There is nothing quite like some simple math to show you the fallacy of your ways…

Guaranteeing An Inheritance For My Son

One characteristic of living in a consumerist society is that individuals are not taught how to save for their future, yet alone the future of their children. Whether due to ignorance, fear, or wanting to seem cool, nearly all parents and teachers will fail to…

Delicious $3 Meals

If you read the previous post, you know that a good turkey sandwich is one of my favorite things to pack for lunch. As a follow up, here is a cost analysis for the four other lunches that I mentioned are favorites of my wife and I. Additionally, I have also included two easy bonus lunches for your enjoyment. My hope is that after seeing how to potentially save yourself over $1,100 a year, you will feel well equipped to easily implement practical changes in your life in order to realize the same kind of savings!..

Making Your Lunch Has Saved You How Much Money?

Hey New Dad, what does this have to do with you being a new father? I am glad you asked. For the last six years, my wife and I have brought our lunches to work practically every day. According to my conservative estimates, this has saved us over $6,600!..

Trim The Fat Off of Your Expenses

Building margin into your monthly budget by cutting back your expenses and changing your spending habits may sound like a daunting task. However, by the time you have finished reading this article, I hope that you will feel more motivated, more capable, and more empowered, to start saving for the day that you and your partner decide to start a family. If you have already started a family, it is never too late to start optimizing your finances!..

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