Financially Preparing For College

No matter who owns the 529 plan, your child will receive less financial aid for being a recipient of the account’s funds, and for a significant majority of Americans, the implied effective tax rate of the financial aid reduction exceeds their Federal income tax rate…

Non-Discretionary Optimizations: Deductibles

With just two phone calls, my wife and I have effectively reclaimed $1,644 per year just by making subtle changes to our vehicle and home insurance policies. There is nothing quite like some simple math to show you the fallacy of your ways…

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