Non-Discretionary Optimizations: Deductibles

With just two phone calls, my wife and I have effectively reclaimed $1,644 per year just by making subtle changes to our vehicle and home insurance policies. There is nothing quite like some simple math to show you the fallacy of your ways…

Delicious $3 Meals

If you read the previous post, you know that a good turkey sandwich is one of my favorite things to pack for lunch. As a follow up, here is a cost analysis for the four other lunches that I mentioned are favorites of my wife and I. Additionally, I have also included two easy bonus lunches for your enjoyment. My hope is that after seeing how to potentially save yourself over $1,100 a year, you will feel well equipped to easily implement practical changes in your life in order to realize the same kind of savings!..

Have You Considered Affording A Child

I like to think that I take time to consider variables before making decisions. In fact, I do not think that anyone who knows me well would say that I am impetuous or impulsive. As a result, there were many things that I considered in the year leading up to trying to start a family, as well as during the pregnancy itself, not the least of which were the monetary implications…

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