Financially Preparing For College

No matter who owns the 529 plan, your child will receive less financial aid for being a recipient of the account’s funds, and for a significant majority of Americans, the implied effective tax rate of the financial aid reduction exceeds their Federal income tax rate…

10 Things To Do Once You Catch Your Breath

The last four months have had no shortage of challenges and new experiences. I am not sure whether I have found more enjoyment in nearly falling asleep in my cubical while trying to read a lackluster, I mean incredibly important, legal document, or in wondering on my way home from work if I remembered to brush my teeth in the morning…

Month 4 Status Update

As we enter the fall, my favorite time of year, I am looking forward to the leaves changing, the cool crisp morning air, and the pumpkin flavored coffee, but even more so, I continue to grow more interested in just watching my son become intrigued by so many little things that we take for granted…

Guaranteeing An Inheritance For My Son

One characteristic of living in a consumerist society is that individuals are not taught how to save for their future, yet alone the future of their children. Whether due to ignorance, fear, or wanting to seem cool, nearly all parents and teachers will fail to…

Pay Yourself First

Paying yourself first requires intentionally setting aside a portion of your income before you use it on any other expenditures. This means that you are making the decision to set aside monetary resources for your future, which as a result allows you to begin reclaiming your life today…

Be Considerate, Recycle

Did you know that the Pacific Ocean has a floating trash pile that currently stretches over 1.6 million square kilometers? For context, that is more than twice the size of Texas and is almost the size of the entire country of Mexico. Also referred to as the North Pacific Garbage Patch, the amount of debris continues to accumulate each year due to the amount of non-biodegradable items that end up discarded into our rivers and oceans…

Future Gardening Plans For With My Son

The tomatoes have nearly all been harvested, the unpicked peppers are fully mature, the daylight is waning noticeably sooner, and the nighttime air is getting significantly cooler. I can already see the tomato plant stems starting to lose their rigidness, and the mosquitoe bites are fewer and farther between when I am mending the plants’ supports. All of this points to the fact that we are nearing that time of year in which I will be preparing the garden for winter…

Delicious $3 Meals

If you read the previous post, you know that a good turkey sandwich is one of my favorite things to pack for lunch. As a follow up, here is a cost analysis for the four other lunches that I mentioned are favorites of my wife and I. Additionally, I have also included two easy bonus lunches for your enjoyment. My hope is that after seeing how to potentially save yourself over $1,100 a year, you will feel well equipped to easily implement practical changes in your life in order to realize the same kind of savings!..

15 Easy Things To Do In Preparation For The Birth of Your Child

As a recovering Type A personality, I constantly face the internal predicament between wanting to be as highly optimized as possible and choosing to enjoy the present moment without over analyzing it. This is one of those times in which the former wins out! As a result, and hopefully for your benefit, the following list contains 15 things that I either did in preparation for the birth of my son, or in hindsight, wish that I had done in preparation for his arrival…

Eat, Sleep, Roar: 0-3 Months

Although already three months have passed, the day that my son was born feels like it was only moments ago. I would agree with many that this is because it is one of the most exhilarating moments in my life, but I would also say that it is in part due to the ongoing sleep deprivation that my wife and I are continuing to experience!..

Loving Your Partner Through Cleaning

Soon to be fathers, something that you will progressively come to understand is that as your partner’s pregnancy approaches its end, it is very likely that your partner is not going to be the benevolent, caring, loving, generally pleasant person with whom you remember deciding to have a baby. However, do not feel sorry for yourself. After all, you are largely responsible for depositing the little human being that is growing inside of her,..

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