10 Things To Do Once You Catch Your Breath

The last four months have had no shortage of challenges and new experiences. I am not sure whether I have found more enjoyment in nearly falling asleep in my cubical while trying to read a lackluster, I mean incredibly important, legal document, or in wondering on my way home from work if I remembered to brush my teeth in the morning…

Month 4 Status Update

As we enter the fall, my favorite time of year, I am looking forward to the leaves changing, the cool crisp morning air, and the pumpkin flavored coffee, but even more so, I continue to grow more interested in just watching my son become intrigued by so many little things that we take for granted…

Non-Discretionary Optimizations: Deductibles

With just two phone calls, my wife and I have effectively reclaimed $1,644 per year just by making subtle changes to our vehicle and home insurance policies. There is nothing quite like some simple math to show you the fallacy of your ways…

Guaranteeing An Inheritance For My Son

One characteristic of living in a consumerist society is that individuals are not taught how to save for their future, yet alone the future of their children. Whether due to ignorance, fear, or wanting to seem cool, nearly all parents and teachers will fail to…

Pay Yourself First

Paying yourself first requires intentionally setting aside a portion of your income before you use it on any other expenditures. This means that you are making the decision to set aside monetary resources for your future, which as a result allows you to begin reclaiming your life today…

Be Considerate, Recycle

Did you know that the Pacific Ocean has a floating trash pile that currently stretches over 1.6 million square kilometers? For context, that is more than twice the size of Texas and is almost the size of the entire country of Mexico. Also referred to as the North Pacific Garbage Patch, the amount of debris continues to accumulate each year due to the amount of non-biodegradable items that end up discarded into our rivers and oceans…

Future Gardening Plans For With My Son

The tomatoes have nearly all been harvested, the unpicked peppers are fully mature, the daylight is waning noticeably sooner, and the nighttime air is getting significantly cooler. I can already see the tomato plant stems starting to lose their rigidness, and the mosquitoe bites are fewer and farther between when I am mending the plants’ supports. All of this points to the fact that we are nearing that time of year in which I will be preparing the garden for winter…

Delicious $3 Meals

If you read the previous post, you know that a good turkey sandwich is one of my favorite things to pack for lunch. As a follow up, here is a cost analysis for the four other lunches that I mentioned are favorites of my wife and I. Additionally, I have also included two easy bonus lunches for your enjoyment. My hope is that after seeing how to potentially save yourself over $1,100 a year, you will feel well equipped to easily implement practical changes in your life in order to realize the same kind of savings!..

Making Your Lunch Has Saved You How Much Money?

Hey New Dad, what does this have to do with you being a new father? I am glad you asked. For the last six years, my wife and I have brought our lunches to work practically every day. According to my conservative estimates, this has saved us over $6,600!..

Creating A Legacy Letter

Brace yourself, things are about to go up a notch! It is a sobering thought to consider that whether by accident, disease, or act of God, I might not live to see my son’s first birthday. Although the likelihood that this will occur is significantly low, as a father, the fact that this prospect exists is reason enough for me to make arrangements now…

15 Easy Things To Do In Preparation For The Birth of Your Child

As a recovering Type A personality, I constantly face the internal predicament between wanting to be as highly optimized as possible and choosing to enjoy the present moment without over analyzing it. This is one of those times in which the former wins out! As a result, and hopefully for your benefit, the following list contains 15 things that I either did in preparation for the birth of my son, or in hindsight, wish that I had done in preparation for his arrival…

Trim The Fat Off of Your Expenses

Building margin into your monthly budget by cutting back your expenses and changing your spending habits may sound like a daunting task. However, by the time you have finished reading this article, I hope that you will feel more motivated, more capable, and more empowered, to start saving for the day that you and your partner decide to start a family. If you have already started a family, it is never too late to start optimizing your finances!..

The Gerber Baby Photo Contest

As a new parent, one of the thoughts that I frequently have is how can I be best prepared to afford my son’s future college tuition. In addition to pursuing various college hacks, a super simple thing, that every parent should spend a few minutes doing, is to apply for the Gerber Baby Photo Search Contest…

Eat, Sleep, Roar: 0-3 Months

Although already three months have passed, the day that my son was born feels like it was only moments ago. I would agree with many that this is because it is one of the most exhilarating moments in my life, but I would also say that it is in part due to the ongoing sleep deprivation that my wife and I are continuing to experience!..

Have You Considered Affording A Child

I like to think that I take time to consider variables before making decisions. In fact, I do not think that anyone who knows me well would say that I am impetuous or impulsive. As a result, there were many things that I considered in the year leading up to trying to start a family, as well as during the pregnancy itself, not the least of which were the monetary implications…

Loving Your Partner Through Cleaning

Soon to be fathers, something that you will progressively come to understand is that as your partner’s pregnancy approaches its end, it is very likely that your partner is not going to be the benevolent, caring, loving, generally pleasant person with whom you remember deciding to have a baby. However, do not feel sorry for yourself. After all, you are largely responsible for depositing the little human being that is growing inside of her,..

Is There Such A Thing As Being Ready

It has been approximately three years since my wife first told me that she wanted to talk about having a child. At the time, I knew that not only was I not ready to be a father, but I also recognized that we were not prepared as a couple for such a responsibility. We were not prepared individually for the level of selflessness that is required to be a parent. In reality, we were and still very much are, learning how to be less selfish with one another…

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